Financial and Insurance Solutions · Ottawa
Protect What You Have. Build What Comes Next.
Your financial life is not divided into separate pieces. Your income, insurance, investments, business, retirement and legacy can all influence one another. Centerpointe Financials helps families, professionals and business owners understand those connections and explore solutions aligned with their priorities.
What Brings You Here?
What would you like
to take care of?
The service directory
Find the Support That Fits Your Needs
Explore our wealth and financial strategies or browse personal and business insurance solutions. Each option leads to a dedicated page where you can learn more.
01 / Wealth
Wealth and Financial Strategies
Build a clearer strategy for managing your financial priorities, accumulating wealth, preparing for retirement and supporting the people and purposes that matter to you.
Financial Planning
Bring your goals, responsibilities and financial decisions into a clearer, more coordinated plan.
Investment Planning
Connect your investment decisions to your goals, time horizon, risk tolerance and broader financial priorities.
Retirement Planning
Prepare for the transition from earning employment or business income to creating sustainable retirement income.
Wealth Management
Coordinate investment, protection, retirement and legacy considerations as your financial life becomes more complex.
Estate and Legacy Planning
Consider how your assets, insurance and financial arrangements may support the people and causes you care about.
Registered Savings & Investment Accounts
Explore registered accounts in the context of your savings goals.
Retirement for Federal Public Servants
Connect your public-service pension with your wider retirement plans.
02 / Protection
Personal and Business Insurance
Protect the people, property, income and business interests that could be affected by an unexpected event.
Life, health & income
Protection for the people who depend on you.
- Life InsuranceHelp protect the financial well-being of the people who depend on you.
- Life Insurance for Young FamiliesProtect income, mortgage, childcare and future goals while your family is still growing.
- Term Life InsuranceDefined-period coverage to help protect income, mortgages and family obligations during your highest-responsibility years.
- Permanent & Whole Life InsuranceLifelong coverage for final expenses, estate liquidity, legacy goals and other permanent needs.
- Critical Illness InsuranceA lump-sum benefit that may help you focus on recovery when a covered diagnosis changes your priorities.
- Disability & Income ProtectionHelp replace a portion of eligible income if an illness or injury prevents you from working under the policy terms.
- Disability Insurance for Self-EmployedProtect personal income and business overhead when your practice depends on your ability to work.
- Health & Dental InsuranceCompare personal coverage for prescriptions, dental care, vision and eligible healthcare expenses when workplace benefits are limited or unavailable.
Home, auto & travel
Coverage for everyday life and time away.
- Home InsuranceCompare home, condo and tenant coverage for property, belongings, liability, water damage and additional living expenses.
- Automobile InsuranceCompare Ontario auto insurance premiums, liability limits, accident benefits, deductibles and optional vehicle coverage.
- Travel InsuranceCompare emergency medical, trip cancellation, interruption and visitors-to-Canada coverage before you leave.
Business & employee protection
Protect your operations, people and continuity.
- Business InsuranceCompare coverage for liability, professional errors, cyber risks, equipment, interruption and commercial operations.
- Corporate InsuranceExplore key-person, buy-sell, corporate-owned life insurance and succession-funding strategies for Ottawa business owners.
- Corporate-Owned Life InsuranceCreate liquidity for key-person protection, buy-sell funding, succession and estate obligations through corporate-owned coverage.
- Key-Person InsuranceProtect working capital and operations if a key owner, executive or employee dies or becomes seriously ill.
- Buy-Sell Agreement FundingFund shareholder buyouts and ownership transitions with coordinated buy-sell insurance planning in Ottawa.
- Commercial Property InsuranceCompare coverage for buildings, equipment, inventory, tenant improvements and business interruption in Ottawa.
- Business Continuity & SuccessionPrepare for ownership transition, leadership continuity, succession funding and the owner’s financial future.
- Business Succession PlanningBuild a clear ownership transition plan that connects business value to retirement, family and funding goals.
- Group BenefitsCompare employee health, dental, life, disability and spending-account benefits for eligible Ottawa businesses.
Coverage, benefits, exclusions, eligibility and availability vary by provider, policy and jurisdiction.
Look Beyond a Single Product
One decision can touch
several parts of your life.
Buying a financial product may address an immediate need. Building a financial strategy requires understanding how that decision connects to the rest of your life.
- Life insurance may support family protection, business continuity and estate goals.
- Investment decisions may affect retirement income and legacy plans.
- Business ownership may influence personal income, insurance needs and retirement preparation.
- Health events may affect earning capacity, savings and family security.
- Retirement decisions may affect taxes, income sustainability and wealth transfer.
Start With a Conversation
You don’t need to have
all the answers.
You do not need to sort through every service or arrive with a completed financial plan.
We will help you understand which areas may deserve attention and what potential next steps could look like.
No pressure. No obligation. Just a focused conversation about your priorities and available options.
Financial, investment and insurance services are subject to applicable licensing, registration, eligibility, provider availability and individual circumstances.
Insurance policies contain terms, conditions, limitations and exclusions. Investment values may fluctuate, and past performance does not guarantee future results.
Website content is general in nature and should not be considered individualized financial, legal, accounting or tax advice. Legal, accounting and tax matters should be addressed by appropriately qualified professionals.