Free Assessment
How Financially Ready Are You?
A practical snapshot of your financial readiness — protection, retirement, investing, emergency reserves and legacy planning.
Financial Health Score
Before you begin.
Take our Financial Health Score assessment to see where you stand — and where the most important gaps may be — across protection, savings, investing and long-term planning.
- 12–15 guided questions
- Score out of 100
- Category breakdown
- Suggested next steps
Up to 14 questions · Private to this browser
Example results
Good, With Important Gaps
All questions answered
Review your answers.
Check your choices before calculating your results. Select “Change” to revisit an answer.
Your household
Who currently depends on your income or financial support?
How many months of essential expenses could your emergency savings cover today?
How would you describe your current debt situation?
Do you have life insurance coverage in place?
How protected are you against a serious illness or income interruption?
Saving and investing
Are you currently saving or contributing toward retirement?
How confident are you that your retirement savings can support the lifestyle you want?
Beyond cash savings, do you hold investments (stocks, ETFs, mutual funds, etc.)?
How intentional is your approach to investing?
Your wider plan
How prepared are your estate and legacy documents?
Are you planning or saving for a child’s education (or another major family goal)?
Do you own a business or have significant ownership in one?
How clear are your financial goals for the next 5–10 years?
When did you last do a full review of your insurance, investments and overall plan?
Educational guidance based on your answers.